Planning Our Retirement Move to a Mountain Cabin



A-frame house
Photo by Bruce McElmurray

We started planning our move to our retirement cabin well in advance of the actual move. It took careful planning, because our finances were very limited and the cost to develop our property was beyond our financial ability. We knew we had to plan carefully and change our lifestyle habits if we wanted to accomplish our long-term goal.

When the dream is finally formulated, the planning starts. In our case ,it was years of planning, so we had plenty of time to put together a realistic plan. We made our plan by segments. Our first segment was to determine if we could even afford the move based upon our ability to earn money. We were aware that we would need a total and complete plan to make our move successful.

Determining Financial Ability to Make the Move

To determine if we could even make the move, we had to first determine if it was financially possible. We knew that we had years to go before we could make the move so we had plenty of time to make a plan. To start, we had to take inventory of our financial situation. We each took a small notebook and for one month, every time we made an expenditure outside our required living expenses, we wrote it down.

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