Financial Sustainability in Times of Crisis


financial sustainability

Not that long ago, my mom told me, "I hope I can hold off retiring for a while." 

"Why?" I asked. She had, after all, celebrated her 70th birthday. 

"Because my retirement funds are tied up in stocks that have unexpectedly plummeted because of COVID-19."

This was a sobering thought. Consider all the people who have been prudent and saved and had pension plans - only to find themselves with a much smaller pension than they had counted on if they retire now. They did everything right, yet it wasn't enough to secure a comfortable provision once they stopped working. 

What does this mean? I won't say anything radical like "money is worthless now" or "ditch the money economy". I'm a firm believer in personal finances, putting money aside, and planning for the future. 

But I also believe that the coronavirus crisis has shown us that stability, security, and well being depend on much more than money. 

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