How to Buy a Homestead for Cash


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Pay off Homestead

 Photo by canva.com.

Six years ago, my wife Jen and I purchased our 20-acre homestead for cash. We worked hard for many years and saved and used our own money. We are average people, neither of us went to college. We both started out at minimum wage jobs and we didn’t inherit any money. If we could pay of our homestead (by age 35) we think that anybody could do it.  And this is how we’d do it if we had to start over again today. 

The last six years with ZERO mortgage have been amazing. We have more freedom to do what we want and instead of paying a huge chunk of money each month for that mortgage we’ve been able to reinvest that money in ourselves, our homestead business ventures and improving our property which is a great long term investment.  We’ve also been able to make decisions we couldn’t have if we were stuck at a job we hated because we were scared to quit because of a mortgage hanging over our heads. 

WHAT if we started out today? How would we buy a homestead for cash if we started over? Here is what we came up with as our plan. We also did a video version here-  







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