Work Less and Live More with Semi Retirement

Learn how to make semi retirement work for you with these frugal living tips.



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By bending coat hangers into a series of triangular, three-legged racks of various heights one can distribute the heat of a hot pad evenly and create more versatility in the kitchen.
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Per year expenses of owning an automobile including repaires, gas, oil changes and more.
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 A hot plate creates an affordable, versatile way to cook healthy meals at home.
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Drape a piece of aluminum foil over the hotpan to create an "oven" and successfully bake cornbread, cookies and more!
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CHART 2:  Additional amount of fulltime work necessary for discretionary spending (vertical base) based on given take-home pay (horizontal base)
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