Home Insurance Claim Advice

A reader who's been through the home insurance claim filing process offers some useful claim advice.
By Joe D. Perdue
January/February 1989

Make sure you have proof when filing a home insurance claim.

Content Tools

Related Content

HOMEGROWN Life: A First Lesson in Homemaking

HOMEGROWN Life blogger and Pennsylvania homesteading mama Michelle takes a young woman under her win...

Women Pay More for Health Insurance

Women are often paying far more for health insurance than men, in some cases by as much as 49 percen...

Saving A Creek And The Trout Habitat

The final result of a reporting a water violation and having a creek restored.

If you’ve ever had to file a home insurance claim for loss of valuables because of theft or fire, here's my claim advice. First, you should know that most insurance companies require some sort of proof. Lists and sales receipts are helpful, and photographs are good. Even better, and much more efficient, is a video camera. If you don’t own or can’t borrow one, a rental unit is fairly inexpensive. It’s best to have two people: one to operate the camera, and another — you, the homeowner — to walk through the house, staying in full view, identifying each item. This will also help if you have to report stolen property to the police, though it’s important to record serial numbers of electronic equipment. Don’t forget to store the tape in a safe-deposit box or other equally safe place.

Joe D. Perdue
Nellysford, Virginia

Post a comment below.


Subscribe Today - Pay Now & Save 66% Off the Cover Price

First Name: *
Last Name: *
Address: *
City: *
State/Province: *
Zip/Postal Code:*
(* indicates a required item)
Canadian subs: 1 year, (includes postage & GST). Foreign subs: 1 year, . U.S. funds.
Canadian Subscribers - Click Here
Non US and Canadian Subscribers - Click Here

Lighten the Strain on the Earth and Your Budget

MOTHER EARTH NEWS is the guide to living — as one reader stated — “with little money and abundant happiness.” Every issue is an invaluable guide to leading a more sustainable life, covering ideas from fighting rising energy costs and protecting the environment to avoiding unnecessary spending on processed food. You’ll find tips for slashing heating bills; growing fresh, natural produce at home; and more. MOTHER EARTH NEWS helps you cut costs without sacrificing modern luxuries.

At MOTHER EARTH NEWS, we are dedicated to conserving our planet’s natural resources while helping you conserve your financial resources. That’s why we want you to save money and trees by subscribing through our earth-friendly automatic renewal savings plan. By paying with a credit card, you save an additional $5 and get 6 issues of MOTHER EARTH NEWS for only $12.00 (USA only).

You may also use the Bill Me option and pay $17.00 for 6 issues.