How to Build a Debt-Free Home

Lynn Underwood and his wife set out to build a debt-free home building from from paycheck to paycheck, the finished home resulted in no more worries about mortgages or mortgage companies ever again.



Lynn Underwood has reason to smile. He and his family built their home, paycheck-by-paycheck, without incurring debt. He drew the floor plan while watching the Super Bowl.
Lynn Underwood has reason to smile. He and his family built their home, paycheck-by-paycheck, without incurring debt. He drew the floor plan while watching the Super Bowl.
PHOTO: ROBERT RAYNOR
Many people would trade some paint and landscaping for the security of not owing a mortgage.
Many people would trade some paint and landscaping for the security of not owing a mortgage.
CASSANDRA UNDERWOOD
Sweat equity, strong desire and a willingness to scrimp, scrounge and deal equal a free-and-clear home.
Sweat equity, strong desire and a willingness to scrimp, scrounge and deal equal a free-and-clear home.
CASSANDRA UNDERWOOD
Adapted from a gazebo plan, this was the Underwoods' home during construction and later served as Darius' teen-age residence.
Adapted from a gazebo plan, this was the Underwoods' home during construction and later served as Darius' teen-age residence.
CASSANDRA UNDERWOOD
Cyndi and Lynn Underwood say Darius, 19, and Cassandra, 16, maintain the frugal habits they learned throughout the house-building project.
Cyndi and Lynn Underwood say Darius, 19, and Cassandra, 16, maintain the frugal habits they learned throughout the house-building project.
ROBERT RAYNOR
Are you ready to build a debt-free home?
Are you ready to build a debt-free home?
MOTHER EARTH NEWS STAFF











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