Sweat equity, strong desire and a willingness to scrimp, scrounge and deal equal a free-and-clear home.
Adapted from a gazebo plan, this was the Underwoods' home during construction and later served as Darius' teen-age residence.
Many people would trade some paint and landscaping for the security of not owing a mortgage.
Lynn Underwood has reason to smile. He and his family built their home, paycheck-by-paycheck, without incurring debt. He drew the floor plan while watching the Super Bowl.
PHOTO: ROBERT RAYNOR
Are you ready to build a debt-free home?
MOTHER EARTH NEWS STAFF
Cyndi and Lynn Underwood say Darius, 19, and Cassandra, 16, maintain the frugal habits they learned throughout the house-building project.