For a Debt-Free Home, Take Your Time

Cheryl and Don Ficker’s two-story, passive solar house rose slowly, as the Fickers had time and money to work on it. This allowed them to dodge building debt.

Outside of the Ficker Household
To keep costs down, the author, Cheryl Ficker, and her husband built their home slowly, living in the downstairs while working on the upstairs.
Photo by Cheryl Ficker