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Existing off the grid home purchasing financing Options
McMurph
#1 Posted : Saturday, September 03, 2011 6:26:48 PM
Rank: Guest

Posts: 134,494
I have found my dream home but can't afford to pay cash for it. I will need to have a small mortgage.  The home is a 2 year old site built cabin of about 1100 sq ft. It has solar power and a back up generator.  It does  not have a well but there are water tanks hooked up to an RV pump to provide the house with running water.  The water is hauled in from a nearby town.  The cabin sits on 40 acres in northern Arizona.  The banks I have talked to have given various reasons for not doing a loan for me.  A local credit union probably would but I'm not a member and not eligible to be a member. Another bank doesn't care about the lack of the well but won't do off the grid homes or homes on more than 10 acres.  Other banks won't do off the grid and lack of well homes.   Are there any reputable banks or mortgage companies out there that offer loans for off the grid, no well but hauled in water, on 40 acre homes in Arizona with a good interest rate?  The sell will do owner financing but I can't get the full down payment and still have money for the move from Missouri to Arizona.  Not only do I have furniture and personal items to move, but I also have 4 dogs and several cats.  All suggestions are welcomed!!!!
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