Dave Hepfler, a building performance specialist in Eau Claire, Wis., says the home evaluation process is important because it helps pinpoint what measures would improve building performance. 'Working with a consultant may save you lots of time, effort and money,' Hepfler says. The improvements he frequently recommends include air sealing measures, additional insulation and energy-efficient furnaces, water heaters or air conditioners.

Hepfler is enthusiastic about EEMs. 'I really feel this is a huge opportunity for first-time homeowners, because they're usually looking at older buildings with myriad energy issues. We can offer ideas about what might benefit the building the most, and EEMs can make the money available.'

Some state or local programs offer incentives for home energy upgrades, so check what's available in your area. Plus, energy-efficiency improvements during 2006 and 2007 are eligible for federal tax credits, helping you save even more money. (See Get Cash Back for Energy Improvements at www.MotherEarthNews.com.)

Resources

Energy Star
www.energystar.gov/
Find home energy raters, energy incentives and lenders offering EEMs by choosing the page for new homes, then searching by state with the partner locater.

U.S. Department of Energy
www.eere.energy.gov/
Choose 'energy-efficient financing' for more
information on EEMs.