Live on Less and Love It!

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For Your Health

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43. Ask a doctor or dentist if they have sliding-scale fees.

44. Look for free or low-cost clinics and/or medical schools for treatment. (But be warned, sometimes you get what you pay for. I have a couple of bad fillings from a new dentist.)

45. Do preventive maintenance on your body. Exercise and eat well. Try yoga to reduce stress. Quit smoking.

46. Campaign for a national health care system!

Cutting Education costs

47. For the college bound, take some general education classes at a state school or community college where the tuition is low, even if you plan to take most of your classes at a more expensive college. Just check carefully with your school of choice to make sure the classes will transfer.

48. Attend an in-state college. Establish residency for a year or two beforehand, if need be. The money saved can be well worth the time it takes to establish residency.

49. Buy your college books used online. Don’t give in to the monopoly of the college bookstore!

50. Watch for unique scholarship opportunities, including those that involve resources other than cash. (I once received a case of organic macaroni and cheese for making the dean’s list.)

51. Audit classes that you only want for the learning, not the credit.

52. For lessons, try bartering. For example, my wife is planning to do some photography in exchange for dance lessons.

Cheap Entertainment

53. Discontinue your Internet service and utilize a wireless “hotspot” where you can connect to the Internet for free. Even the smallest towns tend to have at least one.

54. Rediscover the radical notion of the library. Imagine Internet access and thousands of books, CDs and DVDs for free!

55. Volunteer to usher for concerts, plays and other events. (I haven’t paid for a play in years.)

56. Find low-cost fun in your local paper. Take full advantage of free concerts, events and movies.

57. When at a concert or movie, avoid buying anything to eat or drink. Some places even let you bring your own snacks.

58. Take turns entertaining with friends holding parties, potlucks or music nights.

59. Occasionally, go ahead and spend the money. Saving money’s like going on a diet: If you try to starve yourself, you’ll end up consuming more in the long-run.

If there’s a form of entertainment you value, that’s a good place to consider splurging.

See the World for Less

60. Volunteer for organizations such as Willing Workers on Organic Farms (WWOOF) that provide food and lodging in exchange for a reasonable amount of daily work.

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